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blog image of young adult millennials hiking; blog title: millennials and life insurance

Millennials and Life Insurance

More than any other generation, millennials (born 1981-1996) are going without life insurance. In some instances this is understandable; perhaps you are debt-free or never plan to have children. However, there are some considerations you should take into account before writing off life insurance entirely. Here are some questions to ask yourself if you are […]

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blog image of a car theft; blog title: What to do If Your Car Is Stolen

What to Do If Your Car Is Stolen

Remain Calm  If you believe your car has been stolen, your immediate response is likely to completely freak out. This is understandable, but there is a chance you could be mistaken. It is possible that your car was towed or even that your teenager took it without asking. Make a few calls to local towing […]

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blog image of couple at their wedding; blog title: How Marriage Can Change Your Insurance Needs

How Marriage Can Change Your Insurance Needs 

You already know that marriage will change a lot of things in your life. When you say “I do” you are combining your entire world – and often your home – with someone else’s. Among the changes that come with married life are adjustments you should make to your insurance coverage.  Home & Property   If […]

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Strategies to Reduce Employee Illness and Injury 

As a business owner, the health and safety of your employees should be a top priority. Not only are healthy employees happier, but they are more productive, too. Ultimately, having high health and safety standards will also reduce costs to your business since insurance premiums will be lower with a cleaner safety record. Additionally, having […]

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blog image of a mother holding a baby and child; blog title: Why Stay at Home Parents Need Life Insurance

Why Stay at Home Parents Need Life Insurance

You may think that the only parents who need life insurance are working parents, but that isn’t exactly correct. A stay at home parent is more than just a mother or father. These individuals wear many hats: tutor, chef, chauffeur, housekeeper, caretaker, and more. The true value of these duties is priceless, but the economic […]

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two teenagers driving in a car using cell phones while driving

Teens and Distracted Driving 

Starting to drive is one of the most exciting experiences for teenagers, but it can also be one of the most dangerous. According to the CDC, teenagers are the most likely age group to get into a traffic accident. Teens are more likely to speed and less likely to wear seatbelts than older drivers. They […]

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Should I Pay My Auto Insurance Premium Monthly or Annually?

When it comes to automotive insurance, you may find yourself faced with multiple decisions to make. Should you choose a high or low deductible plan, minimum or maximum coverage, or pay premiums monthly versus an annual lump sum? Although there is truly no wrong answer, it is important to ensure you have the best possible […]

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How Non-US Citizens Get Life Insurance

Selecting a life insurance policy is an important step for planning ahead and taking care of the financial well-being of your family. But can you still get coverage if you aren’t a US citizen? In most cases, yes. There are very few instances where your citizenship status disqualifies you from coverage. The circumstances of your […]

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6 Ways to Know if Your Brakes Are Failing

Brake failure is easily one of the most dangerous malfunctions that can occur in your vehicle. There are many reasons why brakes fail, but even if you aren’t a mechanic, you should know the signs of brake failure so you can get your car serviced as soon as you start noticing them! Here are six […]

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blog image of a man lighting a cigarette; blog title: How Smoking Can Affect Your Health INsurance Premiums

How Smoking Affects Your Health Insurance Premiums 

You are probably aware of how smoking can affect your health, but do you know how it changes your health insurance premiums?  Determining Factors  Health insurance premiums are determined based on five factors: age, location, plan category, number of dependents, and tobacco use. Insurance companies define tobacco use as the use of tobacco products (cigarettes, […]

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